Took a gamble

So after 3 years with my $200 used washer/dryer set, they were finally dying.  The dryer had one temperature, hell, but wouldn’t dry anything in under 1-2 hours.  The washer was in much worse shape.  The tub would drain faster than it would fill up when running a cold cycle, and running warm cycle would keep the water level constant.  In order to do a load of wash, I had to have my 1 man firemen’s brigade to fill up the tub using my large soup pot for both the wash and the rinse cycle.  And to top it off, the motor would sporadically stop agitating the clothes requiring additional cycles for the same load.  This all started last summer, and I limped along saving money where I could for a new set.  I just couldn’t bring my self to resurrect the 2 not knowing how much it would cost to fix

So on December 31, armed with savings & money from the meager Christmas bonus from my company, I went shopping.  After looking at my choices in my price range with all the in store sale prices  & the various reviews of said models, I had to figure out what my options would be.  I talked to the sales guy, who of course, said apply for the no interest financing.  At this point, what was a 10 point ding for an inquiry.  Lo & behold, I was approved for $2,000 in credit with 0% financing for 18 months!  I honestly was very skeptical that this would have flown, but who am I to argue?

So now what?  The card actually helps my total credit available & once the balance is paid off, this should help the overall credit score.  And,  more importantly wash day has been made much easier!  I know I should focus more on the financial health of my household than the household itself, but sometimes it’s the little things!